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[Daily News] Housing loans changed 二套房贷首付降至四成 欢迎大家来练习哈，参考中文回帖即可看到：）{:6_161:} The minimum down payment required for a loan to purchase a second home has been reduced to 40% of a property´s value, if the household has not paid off their loan for their first home, according to a statement jointly released Monday by the central bank, the Ministry of Housing And Urban-Rural Development and the Banking Regulatory Commission. The minimum down payment is cut to 30% for a second home when residents apply for a housing provident fund loan and have paid off the loan for their first house. In the meantime, the minimum down payment for the purchase of a first home is cut to 20% when residents apply for a housing provident fund loan. | 
